John Stearns, CMC, CRMS is a Senior Mortgage Loan Originator with American Fidelity Mortgage located in Milwaukee, Wisconsin and has been in the residential mortgage business since 1993. John is a member of the National Association of Mortgage Brokers (NAMB) and the Wisconsin Mortgage Professionals Association (WMPA).  He is the only person in Wisconsin who has earned both the Certified Mortgage Consultant (CMC) and Certified Residential Mortgage Specialist (CRMS) designations.  The CMC & CRMS are national designations signifying the highest level of professionalism in the mortgage industry. A CMC/CRMS designation is gained only once the candidate has met certain requirements of experience and knowledge and has passed a written examination.